Products & Services

Our Products

Calling on over 30 years of investment experience, I will work with you to build a portfolio that’s right for you, now and far into the future.

As part of a comprehensive review of your financial objectives, I can recommend a wide range of products and services that will meet the specific needs of your portfolio.

In addition to building your portfolio, I will work with you over time to assist you with those events in your life that require particular expertise including estate planning, acquiring and procuring a mortgage (provided through referral)* or long term care insurance.

  • Registered Accounts: TFSA, RRSP, RRIF, LIRA/LSP, LRIF, RESP and Group RRSP.
  • Non-Registered Accounts: Canadian and US Dollar Cash or Margin, In Trust For, Corporate, Charity, and Formal Trusts.
  • Bonds Federal, Provincial and Corporate.
  • GICs & High Interest Investment or Savings Accounts
  • Mutual Funds Dynamic Funds, Invesco Trimark, Fidelity Investments, Edge Point Funds, Capital Group, Franklin/Templeton, and more.
  • Diversiflex Portfolios: Diversiflex an exclusive product designed to capture greater growth opportunities in up markets while offering advanced protection in down markets. Selecting from a broad line-up of award-winning Dynamic Funds, as well as from a full range of ETFs, this approach attempts to identify the most attractive asset classes and rotate into them while leaving less attractive ones behind.

    Diversiflex Balanced – $150,000 minimum investment
    Diversiflex Plus – $40,000 minimum investment

Our Services

  • Personal Investment Plan: I will start with discussing and developing your personal plan aimed at helping you achieve your financial goals. As part of this plan, I will cover the investment, insurance, tax and estate planning aspects of your situation. What is important to you? What do you want to achieve? Let’s talk about it. You may have very specific needs such as helping a child or grandchild through college, a new mortgage or help with an inheritance. Perhaps you are wishing to set up a charitable donation as part of your estate. As a licensed investment advisor, I can offer a complete range of financial products and services that can help you achieve your goals. I will work with you to help you find the ones that are right for you.
  • Prepare for Retirement and Grow your Savings: Just beginning to plan or already retired, we will look at your current situation and develop a personalized plan to help you realize your retirement goals. Find out more with this retirement calculator.
  • Plan for your Family: RESPs – find out how RESPs can help you save for your child/grandchild’s post secondary costs. Click on this education savings plan calculator to help you get started planning for your child or grandchild’s future education costs.
  • Insurance: From life, critical illness, disability coverage to home and auto insurance**, we’ve got you covered. It’s quick and easy to obtain a quote. Find out more here nana.lyle@iaprivatewealth.ca.
  • Mortgages (Provided Through Referral)* We are pleased to refer you to a trusted mortgage broker who can offer you access to the best mortgage products and rates available in Canada today. Through our partnership with Invis, you can expect professional mortgage advice and a broad selection of mortgage options.
  • Health Care Spending Account for Business Owners*** To offer specially tailored benefits for your staff, Rick Kowalchuk has partnered with CustomCare. Together we are proud to provide flexible and budget friendly health and dental coverage. CustomCare recognizes the challenges small businesses face when trying to choose the right employee health benefits program. As an employer you want to provide a competitive, comprehensive package to your employees but don’t want the costs to become unmanageable or the coverage to be inadequate. Click here for more information.